$225,000

$225,000.  I got paid today, so it was time to sit down and figure out this bill situation.  It usually takes me awhile to decide how to disperse this money.  Although my bills are constant, my paycheck fluctuates.  I’m contract.  That means if I don’t work, I don’t get paid.  Missing one day of work hits differently when it means that you have to think about who is not going to get some money.

If I was a GOOD steward of my money, this would not be such an issue.  I would have money tucked away for all of the rainy days and mishaps that are going to occur in life. I wouldn’t be living above my means. As mentioned previously, I’m working on being a good steward, but I have not yet arrived.

Which brings us to today’s topic.  It’s been a couple of years since I calculated just how much I’m in debt.  I like to brush it off.  I typically pay more than the minimum on every bill.  That makes me feel fancy and sophisticated.  But I’m still in debt.  I even took Dave Ramsey’s course on Financial Freedom a couple of years back.  I did the homework assignments and went to class faithfully.  I told ya’ll I’m a good student.

But faith without works is dead.  My financial situation is dead.  I need to be able to write a check for $225,000 to be debt free.  Looking at this bank account right now is not giving me much hope.  Looking at my past financial decisions is not cheering me up either.

A couple of weeks ago, my cousin asked me if I was going to eat after Sweet Baby’s t-ball game.  I had already shared in the blog that my account was in the negative.  I had to remind her.  I wasn’t writing that to be cute.  I was being honest.  And as embarrassing as it was, it helped me to make some better decisions.  It made me more careful.

So, I’m writing about my dead financial situation today in hopes that it motivates me.  God is all powerful.  I really just want to be one of those people that’s taking a picture with a sign that says how much debt I paid down. I don’t want be the girl that’s telling you how badly I want it to happen, because I know me and my tendencies. I KNOW that He can take care of my ugly financial situation.  I have to hand it to Him.  I’m going to do my part and watch Him take care of the rest.  #wepreach